How to fill out a Financial Disclosure Statement in Wisconsin

Gather Proof of Income

Gather documents listed for each type of income applicable to you

1. 1. W2's: Last 2 years W2’s
   2. Tax Returns: Last 2 years tax returns (includes schedules and 1099’s)
   3. Employment:
      1. Non-Self-Employed: Last 12 weeks of employment paycheck stubs
      2. Self-Employment: Last 12 weeks of pay stubs or in lieu of pay stubs please provide Quarterly Profit & Loss statements, and 2 years business tax returns
   4. Pension or Retirement: A most recent statement for each source of income
   5. Disability/Social Security Benefits: Annual Benefit Verification letter https://www.ssa.gov/myaccount/proof-of-benefits.html
   6. Unemployment: Last 12 weeks of unemployment payment history
      1. Wisconsin Unemployment: https://my.unemployment.wisconsin.gov/Claimant/Logon/Index?ReturnUrl=%2f
   7. Public Assistance: Benefits Verification Letter from your local agency
   8. Child Support: Copy of Support Order from the Court and print out of the last 12 weeks of payments received
   9. Dividend/Interest: Most recent statement for each source of income
   10. Rental Property: Copy of Lease for each property

Gather Proof of Assets

Gather documents and statements to determine asset valuation

1. 1. Real Estate: Mortgage, 2^nd Mortgage and/or Home Equity Line of Credit (HELOC), Real Estate Tax Bill, recent 3^rd Party Appraisal
   2. Bank Accounts: Checkings, Savings, Money Markets, College Savings (529 plans)
   3. Retirement Accounts: 401(k), 403(b), IRAs, Roth IRAs, SIMPLE IRA, SEP, SARSEP, Payroll Deduction IRAs, Profit Sharing, Defined Benefit Plans, Money Purchase Plans, ESOPs, Governmental Plans, 457 Plans (statements must contain the official plan name)
   4. Insurance: Life/Home/Auto/Medical (include your benefits verification statement from your employer)
   5. Investment Accounts: Taxable Brokerage Account, Thrift Savings Plans (TSPs)
   6. Vehicles/Motorcycles/ATV’s: Print off the Kelley Blue Book PRIVATE PARTY value
      1. KBB: https://www.kbb.com/whats-my-car-worth/?ico=kbbvalue

Gather Proof of Debts

Gather documents and statements to determine debt valuation

1. 1. Loans: Auto, Student, Personal, etc.
   2. Credit Cards: include cards that have a $0 balance
   3. Insurance Policies: (homeowners/auto/renters/health/vision/dental)
   4. Overdue Bills: (include bills that are in collections)

Sterling Financial Disclosure Portal: HELPFUL TIPS & REMINDERS

1. Before you begin the FDS Portal gather and organize your supporting statements similar to the list we provided. The final step of the portal will prompt you to attach your documents.  Please upload all your documents as a PDF or photo/screenshot (PNG/JPEG).
2. We strongly recommend using a laptop or desktop computer when accessing the portal.
3. Try to work with the portal in the order provided from left to right, the required documents list follows the same order.
4. The FDS portal autosaves your information. You can stop at any time and return to the portal to continue working.  Each time you return you will need to use your login and password.
5. If you are ever “lost” on the portal click the blue link Financial Disclosure Statement on top of your screen to return to the home page.
6. Each section will first ask you to indicate if it is applicable to you with a Yes or No. If you answer all your questions as No the next page will ask you the following:
   1. “Save and Continue, Allow for Additional Updates” This section will remain on the home screen with a gray heading indicating you need to return to add more info.
   2. “Save and Continue, Section is Completed” This will highlight the home screen heading in green to indicate you are finished
7. After you complete the FDS portal with all your information you can use the “I have completed all Sections, Submit” to automatically notify us you have finished your FDS.