Sterling Blog

We live in a world where someone is always trying to change us or set expectations on how we should think, feel and behave. But, our thoughts, feelings and actions are soo important. To be yourself in a world that is constantly trying to make you something else is the greatest accomplishment. Here are some tips to help you feel comfortable being yourself.

Are you going through a divorce and want to get out of your home mortgage? Do you want to sell your home? Are you worried about getting enough money out of the sale of your home? We have asked a top realtor the most frequently asked questions from clients going through a divorce and complied the answers here to help you decide what the best steps for you to get the most money out of the sale of your home.

Money is a struggle that we all face on a constant basis, and sometimes those struggles lead to a divorce due to a lack of openness about finances. In these situations, you want to be sure you are covered. Whether you believe your spouse has hidden finances or assets during the marriage, or if you have never handled your finances in the past and are worried about dishonesty, talking with a Forensic Accountant could potentially save you a fortune. Today, we speak with one of these professionals about what they do and how they can help during a divorce.

Whether you decide to keep or sell the marital home when going through a divorce, you are going to have to go through the proper steps to ensure that everything is handled to tend to both parties' wishes.

Often, we can better our approach to these scenarios with the help of professionals in the area of Psychology, who can guide us down the best paths to accepting these transitions. There are plenty of instances where working with such professionals can allow our perspectives on a certain situation to change it from a tragedy to a triumph.

Issuance needs will change over time, and it is important to use insurance as an invaluable financial planning tool to benefit your future.

Financial stability requires that you understand how much you need to live comfortably and how much you need to save. There are some of us that require help in order to understand money and how to plan for the future.

When bad things happen to our family, our property or prohibit us being able to support our family – we hope that we have made the right decisions that will lessen the problem and we can successfully move forward.

Are you worried about protecting the assets you just won in a divorce? You should be. Everyone needs to make sure that they have enough insurance to protect against any loss, and planning for insurance after a divorce is a necessity. I talk to April Carlisle of Farmers Insurance and she talks about when is the right time to start working on insurance planning.

Divorce causes parties to experience a lot of emotion. And sometimes those emotions can become too overwhelming. Learn reasons why talking with a therapist can help you, and tips on how to cope with divorce in my conversation with Dr. Dawn Nelson of the Centre for Human Flourishing.

You never want to be taken advantage of – particularly by your spouse. This rule applies whether you are going through a divorce or not. If you are planning or going through a divorce and suspect that your spouse is hiding money from you, you have to begin the work of proving it.

A divorce is a time to look at your saving and spending. You need to know if you have enough money saved for your retirement and money to live comfortably. For many people, it requires you to acknowledge whether you understand your retirement plan or start creating one. Ann Massaro of DiDonato, Massaro & Associates talks about how a certified financial planner can help you!

Unfortunately, it isn't enough to file the divorce paperwork to start the divorce process. The court can’t make decisions or rulings unless it has jurisdiction over you and your spouse. The court gains jurisdiction over you when you meet residency requirements and file. The court achieves jurisdiction over your spouse when he receives official and verifiable notice of the divorce so he has an opportunity to object to what you’re asking for. Here is firsthand information about the process server does and how they can help you. I interviewed Mark of Due Process Service, LLC.

Are you worried about where you are going to live after your divorce? Do you want to purchase a home during a divorce but unsure if it is possible? Or, what to do if you want to purchase a home during your divorce? We talk with Anne Brannon, AVP Senior Mortgage Loan Officer with Johnson Bank, who gives you helpful tips to securing a mortgage for your next home now.

Are you worried about what is going to happen to your home in your divorce? Do you want to keep the home if you can afford it? Or, are you hoping to get a large pay out from your spouse who wants to keep your home? For many people, the value given by a home appraiser has significant impact on the outcome of your divorce. Discover what the process entails and how to prepare for it in my interview with home appraiser Rick Vozar of Vozar Service Appraisals, Inc.

Are you worrying, “Can afford to divorce?” The answer simply is maybe. Its time to talk about creating a new budget, looking at debts and understanding your retirement future. We have some very helpful answers to the most Frequently Asked Questions – all answered by Certified Divorce Financial Analyst Debra Melvin of Investors Advisory Group.

You can learn more about Debra Melvin at InvestorsAdvisoryGroup.com.

Will I have to pay alimony? How long will I have to pay alimony? These are top questions most divorcing people want to know. The answer depends on how much your spouse makes and whether they are earning the most money based on their experience and education. Understand how a vocational expert can help increase your spouse's income and lower your alimony.

We interview an expert, Sarah Holmes of Vocational Professionals, to address some of your concerns about your spouse and their employment opportunities. You can learn more about Sarah Holmes at www.vocpros.com.